‹ AML-12.1.3 AML-12.1.5 › AML-12.1.4 Capital Market Licensees must ensure that a Person of sufficient seniority is given overall responsibility for the prevention, detection and remedying of fraud within the organisation. Amended: January 2022 Added: October 2010 ‹ AML-12.1.3 AML-12.1.5 ›