Access to customer accounts granted pursuant to Paragraph GR-6.1.3 shall mean that at customer’s direction, the licensees are obliged to share, without charging a fee, all information that has been provided to them by the customer and that which can be accessed by the customer in a digital form. The obligation should only apply where the licensee keeps that information in a digital form. Furthermore, the obligation should not apply to information supporting identity verification assessment; which the licensees should only be obliged to share with the customer directly, not a data recipient. The information accessed shall include transaction data and product and services data that banks are required to publicly disclose, such as price, fees, and other charges should be made publicly available under open banking. Fees may be charged by banks to AISPs for sharing ‘Value Added Data’ and ‘Aggregated Data’ are not required to be shared. Value added data or derived data results from material enhancement by the application of insights, analysis, or transformation on customer data by the licensee. Aggregated data refers to data which is aggregated across the licensee’s customer segments for the purpose of analysis.