Where older records have been archived, or in the case of records relating to overseas branches of Bahraini Islamic bank licensees, the BMA may accept that records be accessible within a reasonably short time frame (e.g. within 5 business days), instead of immediately. The BMA may also agree similar arrangements for overseas Islamic bank licensees, as well as Bahraini Islamic bank licensees, where elements of record retention and management have been centralised in another group company, whether inside or outside of Bahrain.