‹ CA-4.7.8 Urbun (Earnest Money held after a Contract is Established as Collateral to Guarantee Contract Performance) › CA-4.7.9 In the case of a non-binding PP/PL, the HJ shall be refunded in full to the clients, and hence is not considered as an eligible CRM. Apr 08 ‹ CA-4.7.8 Urbun (Earnest Money held after a Contract is Established as Collateral to Guarantee Contract Performance) ›