(a) Failures to address persistent delays and/or significant inaccuracies in regulatory reporting to the BMA;

(b) Repeated failures to respond to formal requests for information from the BMA, within the deadlines set;

(c) The submission of information to the BMA known to be false or misleading; and

(d) Major failures in maintaining adequate systems and controls in accordance with BMA's requirements, subjecting depositors and other customers to significant risk of financial loss.