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GR-6.1.8

For the purposes of this Chapter, Islamic retail bank licensees must provide access to and share information and data pertaining to customer account activity, including the Merchant Category Code information relevant to the payments from the customer account, and balances of individuals (natural persons) covering a period of 12 full months or 365 days at the time of access to the AISPs in respect of the following services/products offered by the licensee:

(a) Savings accounts;
(b) Current accounts;
(c) Term and call deposits;
(d) Foreign currency accounts;
(e) Unrestricted investment accounts;
(f) Restricted investment accounts;
(g) Mortgage/housing finance products;
(h) Auto loans;
(i) Consumer loans/financing;
(j) Overdrafts (personal);
(k) Credit and charge cards;
(l) Electronic wallets and prepaid cards; and
(m) Other accounts which are accessible to the customer through e-banking portal or mobile device.
Amended: September 2024
Amended: April 2022
Added: July 2021