CM-3.1.1
Past version: Effective from 01 Oct 2007 to 31 Dec 2010
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A realistic assessment of credit quality is an essential feature of effective credit risk management. The starting point for a systematic review of credit quality is a comprehensive review of the bank's written credit policies and practices. These include, but are not limited to:
(a) credit approval procedures;
(b) credit underwriting criteria; and
(c) credit administration process.
October 07