‹ RM-3.3 Operational Considerations RM-3.3.2 › RM-3.3.1 Islamic bank licensees must implement appropriate strategies, risk management and reporting processes in respect of the risk characteristics of equity investments, including Mudarabah and Musharakah investments. January 2013 ‹ RM-3.3 Operational Considerations RM-3.3.2 ›