(a) Negotiating and following-up pro-actively with the counterparty through maintaining frequent contact with the counterparty;

(b) Setting an allowable timeframe for payment or to offer debt-rescheduling or restructuring arrangements (without an increase in the amount of the debt);

(c) Using a debt-collection agency;

(d) Resorting to legal action, including the attachment of any credit balance belongs to defaulters according to the agreement between them; and

(e) Making a claim under Shari'a-compliant insurance.