‹ CM-4.5.1 CM-4.5.3 › CM-4.5.2 For the purpose of Paragraph CM-4.5.1, conventional bank licensees, may consider the sovereign risk matrix factors, stipulated in Appendix CM-1 (Sovereign Debt Provision Matrix), and any other factors. Added: July 2017 ‹ CM-4.5.1 CM-4.5.3 ›