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CM-1.4.22

Additionally, the impact of macroeconomic risk factors such as fluctuations in profit rates and/or exchange rates etc. on the following illustrative general conditions may be considered:

(a) Stress tests for specific industries or regions;
(b) Downgrading all obligors in one or more crisis-affected industries; and
(c) Downgrading all obligors in one or more crisis-affected regions.
Added: June 2022