CA-3.2.21

The unsecured portion of any loan (other than a qualifying residential mortgage loan) that is past due for more than 90 days, net of specific provisions (including partial write-offs), must be risk-weighted as follows:

(a)150% risk weight when specific provisions are less than 20% of the outstanding amount of the loan; and
(b)100% risk weight when specific provisions are greater than 20% of the outstanding amount of the loan.
Amended: April 2011
Apr 08