All banks must report immediately to the Agency any frauds, either attempted or realised, or any well-founded concerns about the integrity of individual Directors or members of management. This obligation to disclose extends to individual Board members and members of management: i.e. if a Director or member of management has reasonable grounds to believe that information that should have been reported to the Agency has not, then they have a duty to report the matter personally to the Agency. All such cases shall be treated in the strictest confidence by the Agency.