‹ BC-B.5.12 BC-B.5.13 › BC-B.5.12A The only instance where a 'cooling off period' may be waived is when the Islamic bank licensee has received written confirmation from the customer that he/she wishes to waive his/her right to the 'cooling off period'. Added: October 2015 ‹ BC-B.5.12 BC-B.5.13 ›