‹ BC-1.4.11 Disclosure to Customers: Initial Disclosure Requirements of Key Terms › BC-1.4.12 Any advertising through any media means of credit facilities, offered by the licensees must specify only the APR (including all fees and charges) and no other rates, i.e. nominal, base, flat or rates by any other names. January 2014 ‹ BC-1.4.11 Disclosure to Customers: Initial Disclosure Requirements of Key Terms ›