When seeking meetings with an insurance licensee or access to the licensee's premises, the BMA or the BMA appointee needs to have access to an insurance licensee's documents and personnel. Such requests will be made during reasonable business hours and with proper notice. There may be instances where the BMA may seek access to the licensee's premises without prior notice. While such visits are not customary, the prospect of unannounced visits is intended to encourage insurance licensees to comply at all times with the requirements and standards imposed by the BMA as per the Insurance Legislation and Insurance Rulebook.