The duty of loyalty (mentioned in Paragraph HC-2.2.2 above) includes a duty not to use property of the Islamic bank licensee for his personal needs as though it was his own property, not to disclose confidential information of the Islamic bank licensee or use it for his personal profit, not to take business opportunities of the Islamic bank licensee for himself, not to compete in business with the Islamic bank licensee, and to serve the Islamic bank licensee's interest in any transactions with a company in which he has a personal interest.