PD-1.3.9
The following information relating to the financial performance and position of the bank should be included:
a) Discussion of the main factors that influenced the bank's
financial performance for the year, explaining any
differences in performance between the current year and
previous years and the reasons for such differences, and
discussing factors that will have a significant influence on
the bank's future financial performance;
b) Basic quantitative indicators of financial performance
including, but not restricted to, ROAE , ROAA , cost-to-income
ratios etc. for the past 5 years;
c) A discussion of the impact of acquisitions of new
businesses and discontinued business and unusual items;
and
d) A discussion of the impact of changes in the capital
structure and their possible impact on earnings and
dividends.
April 2008