‹ Appendix CM 1: Sovereign Debt Provisioning Matrix Appendix CM 3: Credit Reference Bureau Code of Best Practice › Appendix CM 2: Code of Best Practice on Consumer Credit and Charging Past version: Effective from 01 Oct 2012 to 31 Mar 2014 To view other versions open the versions tab on the right Please download the Form in PDF format. ‹ Appendix CM 1: Sovereign Debt Provisioning Matrix Appendix CM 3: Credit Reference Bureau Code of Best Practice ›