RM-2.3.4
A
(a) Objectives of credit monitoring;
(b) Organisation and reporting structure of the credit department;
(c) The target economic sectors and products;
(d) Establishment of a credit limit framework;
(e) Guidelines for assessment of concentration;
(f) Authorisation procedures for the advancement of credit;
(g) Effective oversight and review of all credit facilities;
(h) Establishment of desirable pricing levels and criteria; and
(i) Problem credit identification, classification and administration.
July 2014