‹ Electronic Submission of Returns and Analysis of Data (ESRAD)_20 May 2013 Due date for Annual Insurance Broker Return (IBR)_20 February 2013 › The official adoption of the GCC States Identity Card_27 March 2013 Click here to download the Letter in PDF format. ‹ Electronic Submission of Returns and Analysis of Data (ESRAD)_20 May 2013 Due date for Annual Insurance Broker Return (IBR)_20 February 2013 ›