‹ HC-2.3 Avoidance of Conflicts of Interest HC-2.4 Disclosure of Conflicts of Interest › HC-2.3.1 Each approved person should make every practicable effort to arrange his personal and business affairs to avoid a conflict of interest with the licensee. May 2011 ‹ HC-2.3 Avoidance of Conflicts of Interest HC-2.4 Disclosure of Conflicts of Interest ›