Conventional bank licensees must monitor actual exposures against established limits. It is important that licensees have an MIS in place to ensure that exposures approaching risk limits are brought to the attention of senior management. All exposures must be included in a risk limit measurement system. Conventional bank licensee’s information system must be able to aggregate credit exposures to individual borrowers and counterparties and report on exceptions to credit risk limits in a meaningful way and on a timely basis.