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CBB Rulebook: Contents

  • Central Bank of Bahrain Volume 1—Conventional Banks
    • Part A
    • Part B
    • Quarterly Updates
    • Ad-hoc Communications
      • Merchant Fees on Payments to Zakat and Charity Fund_6 April 2021
      • Independent Review by Third Party Consultants_22 March 2021
      • Mandating the Use of Purpose Codes for SWIFT Cross-Border Payments_17 March 2021
      • Agreed-Upon Procedures of the Financial Crime ("FC") Module_3 March 2021
      • Upcoming Annual General Meetings_14 February 2021
      • Prepaid Cards_12 January 2021
      • Mandating the Use of Purpose Codes for SWIFT Cross-Border Payments_4 January 2021
      • Re: CBB Rules on Blocking/Unblocking of Customer Accounts_23 December 2020
      • Re: Virtual Assets - Red Flags and Indicators_30 November 2020
      • Re: Combating the Financing of Terrorism - Guidance for All Financial Institutions_17 November 2020
      • Subject: Cyber Security Risks and Threats Workshop by Visa_3 November 2020
      • Re: Fund Transfers by Customers of Payment Service Providers_8 October 2020
      • Subject: Off-Plan Sale Projects Escrow Account Manager_5 October 2020
      • Re: Proof of Residency Permit__29 September 2020
      • Resolution No. (123) with respect to the Regulations and Implenting Procedures for Selling Mortgaged Properties in Public Auction_29 September 2020
      • Re: Fraudulent Phishing Attempts_23 September 2020
      • Re: Issuance of Contactless Payment Cards_8 Sept 2020
      • Re: Provision of Financial Services on a Non-discriminatory Basis_26 Aug 2020
      • Re: Exemptions from Submission of Agreed upon Procedures on PIR/PIRI/PIRFM_24 August 2020
      • Transition from LIBOR_29 July 2020
      • Reporting of Financial Impact of COVID-19_14 July 2020
      • Re: Money Laundering & Terrorist Financing Risks & Practices during Covid-19_27 May 2020
      • Amendments to Operational Risk Management (OM) Modules - Volumes 1 and 2_18 May 2020
      • Amendments to the Financial Crime (FC) and High-Level Controls (HC) Modules_7 May 2020
      • Financial Impact Assessment of the Six Months Instalment Deferral_26 April 2020
      • Directive Automatic Exchange of Information ("AEOI") - Common Reporting Standard ("CRS") and Foreign Account Tax Compliance Act ("FATCA") Reporting Window_16 April 2020
      • Webinar on Principles and Practices of Real Estate Valuation in the Financial Services Sector_13 April 2020
      • Directive on Use of Salary Transfers to Bahrainis by the Government_12 April 2020
      • Additional COVID-19 Precautionary Measures_8 April 2020
      • Date Sensitive Reporting Requirements Extensions/ Exemptions Under Rulebooks (Volume 1 and 2)_2 April 2020
      • Agreed Upon Procedures for Financial Crime Module_1 April 2020
      • Exemption for first Quarter Financial Results Preparation and Publication_30 March 2020
      • Deferral of Implementation of Announced Regulatory Policy Requirements_30 March 2020
      • Implementation Guidelines Regarding the 6 Months Deferral_24 March 2020
      • Implementation Guidelines Regarding the 6 Months Deferral_23 March 2020
      • Real Estate Valuation Requirements_19 March 2020
      • Upcoming General Meetings_19 March 2020
      • Regulatory Measures to Contain the Financial Repercussions of the Covid-19_17 March 2020
      • Real Estate Valuation Requirements_16 March 2020
      • EDBS_Services Continuity Measures_12 March 2020
      • Disinfection Instructions_11 March 2020
      • Measures to Mitigate the Impact of Coronavirus on Customers_8 March 2020
      • Directive: Prohibiting the Practice of Blocking Accounts upon Loss of Employment_8 March 2020
      • Sharing of Data on Financing to Small and Medium Enterprises_8 March 2020
      • Concessionary Measures To Mitigate The Impact of Coronavirus_5 March 2020
      • Account Balance Feature in BenefitPav_4 March 2020
      • Caps on Fees for Credit Facilities Provided to Individuals_27 February 2020
      • Removal of Prior Approval Requirement in Business and Market Conduct Module (Module BC) for Advertisements on Financial Products and Services_26 February 2020
      • Wage Protection Scheme_13 February 2020
      • Monthly Escrow Account Data_27 January 2020
      • Instructions for Publication of Press Releases Concerning Financial Results_14 January 2020
      • Transition from LIBOR_14 January 2020
      • Financial Reporting for VAT purposes_13 January 2020
      • EDBS_e-KYC Project Implementation_12 January 2020
      • Appendix BR-24 Net Stable Funding Ratio (NSFR) - Volume 1_9th January 2020
      • Certificate of Capital Deposits for Companies_2 January 2020
      • Revised Operational Risk Management Module (Module OM)_31 December 2019
      • EDBS_KH_New Requirements in Module HC_29 December 2019
      • CBB Regulatory Policy Initiatives for the banking industry for the year 2020_25 December 2019
      • Re: Fund Transfers Within the Banks_28 November 2019
      • Local Tokenization Project for Local Debit Cards_24 October 2019
      • Issuance of the Amended Module TMA -Volume 6_2 October 2019
      • Use of Monthly Flat Rate of Interest/Profit for Credit Facilities_24 September 2019
      • SMS on Failed ATM/Point of Sale ("POS") Transactions_24 September 2019
      • Interest charge computation on credit cards_4 September 2019
      • Interest charge computation on credit cards_27 August 2019
      • Contactless Payment Transactions_18 August 2019
      • Proposed Requirements on Point of Sale (POS) Infrastructure_8 August 2019
      • Wage Protection Scheme ("WPS")_22 July 2019
      • Unclaimed Account Balances_10 July 2019
      • Appendix BR-23 Liquidity Coverage Ratio Report (LCR) — Volume 1_4 July 2019
      • Deleted
      • Local Tokenization Project for Local Debit Cards_26 June 2019
      • Agreed Upon Procedures for Module FC_19 June 2019
      • Practices for charging profit on credit cards_13 June 2019
      • Account Opening, Acceptance and Deposit of funds — Clubs and Youth Centres_23 May 2019
      • Re: Open Banking - Additional Implementation Guidance_24 April 2019
      • New Procedures for Opening Bank Accounts for Owner's Association_24 April 2019
      • Exposures to Social Housing Schemes_23 April 2019
      • Issuance of the Digital Financial Advice Rules_26 March 2019
      • e-KYC Project Implementation_7 March 2019
      • Regulations relating to 'Crypto-Assets'_21 February 2019
      • Brokerage Fees in Bahrain_31 January 2019
      • Clarification regarding treatment of Fixed Deposits_20 January 2019
      • Deleted
      • Compliance Chapter in Module HC — High-Level Controls_15 January 2019
      • Agreed Upon Procedures for Module FC_13 January 2019
      • Amendment to Appendices BR-20 and BR-21 under CBB Rulebook_9 January 2019
      • Failed ATM/POS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_30 December 2018
      • VAT and Financial Services_25 December 2018
      • Disclosure of information in credit card statements_24 December 2018
      • CBB Regulatory Policy Initiatives for the banking industry for the year 2019_18 December 2018
      • Regulations relating to 'Open Banking'_6 December 2018
      • Circular Card Rounding off Transactions_22 November 2018
      • Issuance of the Leverage Ratio Requirements_4 November 2018
      • Amazon Web Services "AWS" Cloud Session_11 October 2018
      • Drive-Thru ATMs_16 September 2018
      • Fees on letter certifying the receipt of capital amount for companies under formation_13 September 2018
      • BD-USD Exchange Rate on Cards_30 August 2018
      • Use of Rule 78 on Early Repayment of Installment Financing Facilities_30 August 2018
      • Account opening and funds collected by way of donations_29 August 2018
      • Liquidity Risk Management Module_16 August 2018
      • ATM Alert_15 August 2018
      • Interest/profit charges on credit cards_15 August 2018
      • Amendments to LR Module_12 August 2018
      • Risk Management Related Modules_5 August 2018
      • Failed ATM/POS Terminal Transactions Resulting in Un-Claimed Cash Resting with Licensees_31 May 2018
      • Circular - Amendments to the Public Disclosure Module (PD)_17 May 2018
      • Failed ATM/PoS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_7 May 2018
      • Amendments to the Operational Risk Management Module_29_April_2018
      • Failed ATM/PoS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_23 April 2018
      • Re: Financial Penalties_15 April 2018
      • Revised Form "Prudential Information Report" (PIR) for Conventional Banks_2 April 2018
      • Implementation of Wage Protection System (WPS)_15 March 2018
      • Compliance with the CBB Rules Applicable to Controllers_6 March 2018
      • Compliance with the CBB Rules Applicable to Controllers_28 February 2018
      • Issuance of new Internal Audit Requirements under the High Level Controls Module (Module HC)_13 February 2018
      • New Requirements in the Operational Risk Management Module (OM)_13 February 2018
      • CBB Regulatory Policy Initiatives for the Banking Industry for the Year 2018_31 January 2018
      • Failed ATM/POS Terminal Transactions Resulting in Un-claimed Cash Resting with Licensees_11 January 2018
      • Investing in Fintech_3 December 2017
      • Wage Protection System Solution — Request for Proposal_25 September 2017
      • Industry Feedback Open Bank Account for CUF_13 September 2017
      • Amendments to Financial Crime Module (FC)_12 September 2017
      • Amendments to Financial Crime Module (FC)_10 September 2017
      • Amendments to Operational Risk Management Module_7 September 2017
      • Amendment to the Regulatory Sandbox Framework_28 August 2017
      • Amendments to CBB Reporting Requirements Module (BR)_28 August 2017
      • Registration of Expatriate Staff with the Labour Market Regulatory Authority_27 July 2017
      • Proposed Procedures for Opening bank accounts for Companies Under Formation_27 July 2017
      • Protected Cell Companies_22 June 2017
      • Investment Limited Partnerships_22 June 2017
      • Trust Registration and Amendment Form_22 June 2017
      • Country & Transfer Risks - Additional Section to Module CM_4 June 2017
      • "Bahrain Trade" Initiative_30 May 2017
      • Provision of data on Commodity Murabaha and Interbank Wakala_22 May 2017
      • Insurance Charges and Costs for Credit Facilities and Debit/Credit Cards_21 May 2017
      • Cyber Security Forum & Expo_25 April 2017
      • Directive Common Reporting Standards (CRS)_30 January 2017
      • Implementation of Resolution No. (59) of 2011 — Registration of Pledges and Liens on Securities — and its amendment Resolution No. (30) of 2015_11 January 2017
      • Onsite Inspection Process_10 January 2017
      • CBB Regulatory Policy Initiatives for the banking industry for the year 2017_29 December 2016
      • Guidelines for IFRS9 ECL Implementation by Banks and Financing Companies_28 December 2016
      • Qualifications and Core Competencies for Controlled functions_14 December 2016
      • Outsourcing of Functions Containing Customer Information_8 December 2016
      • Electronic System for Commercial Licenses launched by the Ministry of Industry Commerce & Tourism ("MOICT")_16 November 2016
      • Newly Issued Laws — Protected Cell Companies and Investment Limited Partnerships_6 November 2016
      • Trust Law_6 November 2016
      • Latest Version of Prudential Information Returns (PIR & PIRI)_30 October 2016
      • Specialized Workshop on Cyber Security in Banks & Fintech_25 October 2016
      • Serving the Disabled Customers_16 October 2016
      • Third Annual Information Security Conference for the Financial Sector_3 October 2016
      • New Appointment Notification_7 September 2016
      • Transaction Advice_31 August 2016
      • Implementation of Bahrain Credit Reference Bureau Code of Practice and Rules_22 August 2016
      • Transaction Advice — Corporate Customer Accounts_21 August 2016
      • Transaction Advice_28 July 2016
      • US Dollar Parity Rate_4 July 2016
      • Issuance of CRB Code of Practice_9 June 2016
      • Outsourcing of Functions Containing Customer Information_9 June 2016
      • Cyber Security Risk Management_1 June 2016
      • Cyber Attacks on Critical IT Systems and Infrastructure_11 May 2016
      • SMS Transaction Advice_28 April 2016
      • Update of Appendix CA-18 and Amendments to Module CA: Bahrain Sovereign and Government Entities Eligible for Zero Risk Weighting_1 March 2016
      • Reminder on Submission of Eligible Accounts Report_7 January 2016
      • Amendments to the Central Bank and Financial Institutions Law No. (64) of the year 2006_27 December 2015
      • Paid-up Capital Bank Certificates for the Establishment of Commercial Companies_27 December 2015
      • New Electronic System for Commercial Licenses launched by the Ministry of Industry & Commerce ("MOIC")_27 December 2015
      • Update of Appendix CA-18: Bahrain Sovereign and Government Entities Eligible for Zero Risk Weighting_16 November 2015
      • IFRS 9: Quantitative Impact Assessment (QIA)_15 November 2015
      • BIBF's Securities Market Regulation Certification Programme_30 September 2015
      • Credit Check Reports Requested by Pensioners_27 August 2015
      • Adoption of an Electronic Establishment of Registration Certificate By the Ministry of Industry & Commerce_6 May 2015
      • Microsoft 'End of Lifecycle & Support for Windows Server 2003'_22 April 2015
      • ATMs — Precautions During Formula One Period_9 April 2015
      • Women in the Financial and Banking Sector 2015_31 March 2015
      • Submission of the Quarterly Capital Adequacy Form_26 March 2015
      • Specialized Workshop on Stress Testing & Capital Planning_24 March 2015
      • Women in the Financial and Banking Sector_15 March 2015
      • Clarification of Remuneration Rule and Guidance_19 February 2015
      • Court Actions Taken Against Customers_16 February 2015
      • Basel Committee Consultative Document: Revisions to the Standardised Approach for Credit Risk_10 February 2015
      • Publication of Close-Out Netting Regulation_30 December 2014
      • Reminder on Submission of Eligible Accounts Report_25 December 2014
      • Changes in the Current Smart ID Cards_20 November 2014
      • Monthly Progress Reports on Implementation of Basel III — Pillar I_18 September 2014
      • Financial Advice Programme_24 July 2014
      • Upgrade of ATMs and application software that run on Windows XP_28 April 2014
      • Treatment of Interest or Profit in Suspense in the PIR and Published Financial Statements_17 April 2014
      • Conventional Banks Contributions - Deposit & URIA Protection Scheme_26 March 2014
      • Microsoft announces end of Lifecycle & Custom Support for its Windows XP operating systems_25 March 2014
      • Private Placements of Securities Issued by or Promoted by Banks Licensed in Bahrain_24 March 2014
      • ATM During Formula One_17 March 2014
      • Discriminatory Service Treatment Not Allowed_11 March 2014
      • Questionnaire for significant IT Outsourcing_9 March 2014
      • Compliance with Resolution No. (16) 2012_25 December 2013
      • Skimming Frauds at ATMs_11 December 2013
      • Module TC Volumes 1 and 2 Amendment_9 December 2013
      • Sound remuneration practices for Licensed Banks_26 November 2013
      • BIS Consultative Document — "Fundamental review of the trading book — second consultative document"_18 November 2013
      • Nomination of bank's representatives to participate in the Eleventh Banking Conference (Abu Dhabi 4–5 November 2013)_6 October 2013
      • Non-Resident Accounts_9 September 2013
      • Deposits from Private Security Firms Operating in the Kingdom of Bahrain_5 September 2013
      • Foreign Account Tax Compliance Act (FATCA)_29 August 2013
      • Automated Teller Machines_21 August 2013
      • Recent cases of fraud in auto finance_24 July 2013
      • Treasury Master Agreements and IIFM Interbank Unrestricted Master Investment Wakalah Agreement_10 July 2013
      • Promotion of and participation in educational scholarships and bursaries by licensees of the CBB_3 July 2013
      • Suspicious Transaction Reports Online System (STRs)_25 June 2013
      • Extension of Bahrain Credit Reference Bureau ("BCRB") Services to Cover Corporates_13 June 2013
      • Basel 3 Implementation Plan_12 June 2013
      • Written Communications with the Banking Supervision Staff at the Central Bank of Bahrain — Use of Electronic Files_30 May 2013
      • Electronic Submission of Returns and Analysis of Data (ESRAD)_20 May 2013
      • Outsourcing of Card Business and Electronic/Internet Banking Services_19 May 2013
      • Internet Security Measures_16 May 2013
      • The official adoption of the GCC States Identity Card_24 March 2013
      • Foreign Account Tax Compliance Act (FATCA)_19 February 2013
      • Change in Due Date and Payment for CBB Annual License Fees_4 December 2012
      • Basel 3 Proforma Reporting_27 November 2012
      • Sale of Insurance Products_16 September 2012
      • New Basel Committee Consultative Document: Margin requirements for non-centrally cleared derivatives_30 July 2012
      • Secured Lending Baseline Survey for the AMF_11 July 2012
      • Press Releases Concerning Financial Statements 5 July 2012
      • Benefits received by Approved Persons 5 July 2012
      • Advertisements for retail Banking Products and Services 4 July 2012
      • Foreign Account Tax Compliance Act ("FATCA")_21 May 2012
      • Public Disclosure of Quarterly Financial Statements — Module PD-3
      • Request for Information on Disclosures related to Corporate Governance
      • Transaction Advice and Internet Security
      • Arrangements for Retired Customers' Financing Facilities
      • Interest/Profit Rates, Commissions, Fees & Other Charges on Products & Services
      • Delivery of Date Sensitive Documents at the CBB
      • Appointment of Independent Director
      • Appointment of Independent Director
      • Financial Advice Programme_22 June 2011
      • Financial Advice Programme
      • Publication of Financial Statements
      • Disbursement of BD1000 Grant to Bahraini Families
      • Implementation of the Corporate Governance requirements in the High Level Controls Module (HC) and Public Disclosure Module (PD)
      • Disbursement of BD1000 Grant to Bahraini Families
      • BCRB's Retention of Adverse Customer Data
      • "Basel 3" - Quantitative Impact Assessment
      • Circular - Business Card Requirements - Conventional Retail Banks
      • Circular - Business Card Requirements - Conventional Wholesale Banks
      • Circular - FCB Working Week
    • Archived Part A
    • Archived Part B
  • Central Bank of Bahrain Volume 2—Islamic Banks
  • Central Bank of Bahrain Volume 3—Insurance
  • Central Bank of Bahrain Volume 4—Investment Business
  • Central Bank of Bahrain Volume 5—Specialised Licensees
  • Central Bank of Bahrain Volume 6—Capital Markets
  • Central Bank of Bahrain Volume 7—Collective Investment Undertakings
  • Bahrain Bourse (BHB) Material
  • Central Bank of Bahrain and Financial Institutions Law 2006
  • Bahrain Anti Money Laundering Law 2001
  • Regulation Governing Collective Investment Schemes June 2003
  • Bahrain Stock Exchange Law 1987
  • Bahrain Financial Trust Law 2006
  • Bahrain Insurance Law 1987
  • Bahrain Monetary Agency Law 1973
  • Commercial Companies Law 2001
  • CBB Disclosure Standards
  • CBB Debt Securities Guidelines
  • Guidelines on Insiders
  • Ministerial Order — Money Laundering
  • CBB Resolution on Dissemination of Listed Companies' Financial Statements and Board of Directors' Meetings
  • CBB Regulations and Resolutions
  • The Corporate Governance Code of the Kingdom of Bahrain
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  1. Central Bank of Bahrain Volume 1—Conventional Banks
  2. Ad-hoc Communications
  3. Caps on Fees for Credit Facilities Provided to Individuals_27 February 2020
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‹ Account Balance Feature in BenefitPav_4 March 2020 Removal of Prior Approval Requirement in Business and Market Conduct Module (Module BC) for Advertisements on Financial Products and Services_26 February 2020 ›

Caps on Fees for Credit Facilities Provided to Individuals_27 February 2020

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‹ Account Balance Feature in BenefitPav_4 March 2020 Removal of Prior Approval Requirement in Business and Market Conduct Module (Module BC) for Advertisements on Financial Products and Services_26 February 2020 ›

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