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CA-2.1.6

For purposes of Paragraph CA-2.1.5, the following definitions apply:

(a) Category 1 insurer: an insurance firm whose license is limited to any of the following types of insurance: fire; damage to property; and miscellaneous financial loss;
(b) Category 2 insurer: an insurance firm whose license includes any of the following types of insurance: marine cargo and marine hull; aviation; motor; engineering; liability; and any other general insurance class not specifically mentioned. These may only be in addition to any Category 1 activities;
(c) Category 3 insurer: an insurance firm whose license includes any of the following types of insurance: life insurance of all types; personal accident whose term is over 1 year; and savings fund accumulation insurance;
(d) Category 4 insurer: an insurance firm, licensed prior to 1 April 2005 and whose license includes any of the types of insurance specified in Category 3 and in Category 1 or 2, or both;
(e) Category C1 insurer: an insurance firm whose business is restricted to insuring only the insurance risks (other than liability risk) of its shareholder(s) or those of subsidiary or associated companies of its shareholder(s); and
(f) Category C2 insurer: an insurance firm whose business is restricted to insuring only the risks of its shareholder(s) or of subsidiary or associated companies of its shareholder(s) and whose business may include liability risks, subject to the CBB being satisfied that the activity, capital structure and management provide sufficient protection to potential third party claimants.
Amended: January 2007