‹ BC-3.1.30 BC-3.1.32 › BC-3.1.31 The APR must be calculated using the following methodology: K=m K'=m' Σ Ak(1 + i) tk = Σ A'k'(1 + i) tk' K=1 K'=1 January 2014 ‹ BC-3.1.30 BC-3.1.32 ›