BC-3.1.14
In addition to the requirements under paragraph BC-3.1.9,
(a) For credit cards, the monthly and the annual rate of profit/interest plus other fees and charges;
(b) For floating-rate credit agreements, the profit/interest rate clearly defined on the basis of the relevant base rate , the periods during which this rate would apply, as well as information on key factors that could affect the total cost of the credit agreement; and
(c) For instances where the customer exceeds contractual credit lines, the terms and any relevant charges.
January 2014