1) Each Eligible Depositor and/or Investor shall be entitled under this Regulation to claim an amount equivalent to the amount deposited and/or invested by him in an Eligible Account, provided that any holders of Unrestricted Investment Accounts at the Islamic banks shall have the right by virtue of Sharia' to make such claim in accordance with the decision of the defaulting bank's Sharia' supervisory board, save that no Eligible Depositor and/or Investor shall be entitled to receive more than BD20,000 (Twenty Thousand Bahraini Dinars) from the total amount of his Eligible Accounts held with the defaulting bank regardless of the number of accounts and their currency. Other currencies shall be converted into Bahraini Dinars at the exchange rate on the date on which the CBB determines a bank is a defaulting bank.

2) In calculating the amount payable to an Eligible Depositor and/or Investor, the Board shall have the right to set-off the debts of the Eligible Depositor and/or Investor with the defaulting bank and deduct any expenses incurred by the Board in paying out such amounts.