Article (75) Invalid Provisions in Insurance Policies
Any of the following conditions shall be deemed invalid if incorporated in an insurance policy:
(1) Any condition that forfeits any of the policyholder's rights due to a violation by the policyholder of any law or regulation. Such invalidation shall not include deliberate offenses committed by policyholders.
(2) Any condition that does not explicitly state whether it pertains to any of the cases that annul the policyholder's rights.