(a) A contract of insurance, insurance linked investment products or investments managed as part of a takaful contract of insurance;

(b) Unrestricted or restricted investment accounts offered by Islamic bank licensees;

(c) Unilateral arrangements to hold or manage assets on a discretionary basis;

(d) Arrangements entirely between bodies corporate who are members of the same group, or entirely between family members;

(e) Pension, annuity and other employee benefit products, organised and managed for the benefit of employees or for another corporate body, which are governed by separate laws of the Kingdom of Bahrain (e.g. GOSI);

(f) Structured products;

(g) Cash savings schemes; and

(h) Special Purpose Vehicles used to issue debt securities.