‹ SMS on Failed ATM/Point of Sale ("POS") Transactions_24 September 2019 EDFIS/C/73/2019 Amendments to Module FC Volume 5_29 August 2019 › Interest charge computation on credit cards_4 September 2019 Click here to download the Letter in PDF format. ‹ SMS on Failed ATM/Point of Sale ("POS") Transactions_24 September 2019 EDFIS/C/73/2019 Amendments to Module FC Volume 5_29 August 2019 ›