(a) Establishing business relations with a new or existing customer;

(b) A change to the signatory or policyholder beneficiary is made;

(c) A significant transaction takes place;

(d) There is a material change in the terms of an insurance policy or in the manner in which the business relationship is conducted;

(e) Customer documentation standards change substantially;

(f) The insurance licensee has doubts about the veracity or adequacy of previously obtained customer due diligence information;

(g) Carrying-out one-off or occasional transactions above BD 6,000, or where several smaller transactions that appear to be linked fall above this threshold; or

(h) There is a suspicion of money laundering or terrorist financing.