A takaful firm to which Paragraph CA-8.2.5 applies may, with the participants' consent, switch existing policies from a non-wakala model to the al wakala model, so long as no other terms and conditions attaching to the policy are affected. Where sufficient participants (both number and value of outstanding obligations of the takaful firm) are prepared to switch, a takaful firm may apply to the relevant Courts to sanction transferring all those policies to an al wakala basis.