Notwithstanding the requirement in Paragraph FC-1.1.14, conventional bank licensees may open accounts for Bahraini nationals not physically present in Bahrain through a digital onboarding process using the National E-KYC system, taking into consideration the risk-based approach requirements set out in Chapter FC-C and non-resident requirements set out in Paragraphs FC-1.1.12A to FC-1.1.12H.