CM-1.4.22
Additionally, the impact of macroeconomic risk factors such as fluctuations in interest rates and/or exchange rates etc. on the following illustrative general conditions may be considered:
(a) Stress tests for specific industries or regions;
(b) Downgrading all borrowers in one or more crisis-affected industries; and
(c) Downgrading all borrowers in one or more crisis-affected regions.
Added: June 2022