BC-4.3.14
In addition to the requirements under Paragraph BC-4.3.9, retail banks must publicly disclose by
(a) For credit cards, the monthly and the annual rate of interest plus other fees and charges;
(b) For overdrafts, the annual rate of interest plus other fees and charges;
(c) For floating-rate credit agreements, the interest rate clearly defined on the basis of the relevant base rate , the periods during which this rate would apply, as well as information on key factors that could affect the total cost of the credit agreement; and
(d) For instances where the customer exceeds contractual credit lines, the terms and any relevant charges.
Added: October 2012