There are three separate risk-weight functions for retail exposures, as defined in paragraphs CA-5.4.3 to CA-5.4.5. Risk weights for retail exposures are based on separate assessments of PD and LGD as inputs to the risk-weight functions. None of the three retail risk-weight functions contains an explicit maturity adjustment. Throughout this section, PD and LGD are measured as decimals, and EAD is measured as currency.