6) Assets Assigned a 65 Percent RSF Factor
LM-12.4.28
Assets assigned a 65 percent RSF factor comprise of:
(a) Unencumbered residential mortgages with a residual maturity of 1 year or more that would qualify for a 35 percent or lower risk weight under the Capital Adequacy Ratio Guidelines; and(b) Other unencumbered financing and deposits not included in the above categories, excluding financing and deposits with financial institutions, with a residual maturity of 1 year or more that would qualify for a 35 percent or lower risk weight under the CBB Capital Adequacy Ratio Guidelines.August 2018