• Summary of Capital Requirement for Qard-based Lending

    • CA-3.9.9

      The following table sets out capital charges for lending on the basis of Qard:

      Exposure Credit RW Market Risk Capital Charge
      Accounts receivable from customer Exposure is equal to the amount of loan (less specific provisions) X customer's rating (or 100% RW for unrated customer). Not applicable*

      * Applicable only if Qard-based lending is made in the foreign currency or in commodities.

      January 2015