• CA-10.1 CA-10.1 Gearing

    • CA-10.1.1

      The content of this chapter is applicable to locally incorporated banks and FCB branches (licensed by the Agency) of foreign banks.

    • Measurement

      • CA-10.1.2

        Gearing ratio is measured with reference to the ratio of deposit liabilities against the bank's capital and reserves as reported in its PIR.

    • Gearing limit

      • CA-10.1.3

        For Full Commercial Bank and Offshore Banking Unit licensees, deposit liabilities should not exceed 20 times the respective bank's capital and reserves.

      • CA-10.1.4

        For Investment Bank licensees, deposit liabilities should not exceed 10 times the respective bank's capital and reserves.