CA-10 CA-10 Gearing requirements
CA-10.1 CA-10.1 Gearing
CA-10.1.1
The content of this chapter is applicable to locally incorporated banks and FCB
branches (licensed by the Agency) of foreign banks.Measurement
CA-10.1.2
Gearing ratio is measured with reference to the ratio of
deposit liabilities against the bank's capital and reserves as reported in its PIR.Gearing limit
CA-10.1.3
For Full Commercial Bank and Offshore Banking Unit licensees,
deposit liabilities should not exceed 20 times the respective bank's capital and reserves.CA-10.1.4
For Investment Bank licensees,
deposit liabilities should not exceed 10 times the respective bank's capital and reserves.