‹ Re: Financial Penalties_15 April 2018 New Requirements in the Operational Risk Management Module (OM)_13 February 2018 › Implementation of Wage Protection System (WPS)_15 March 2018 Click here to download the Letter in PDF format. ‹ Re: Financial Penalties_15 April 2018 New Requirements in the Operational Risk Management Module (OM)_13 February 2018 ›