‹ PD-A.1.2 PD-A.1.4 › PD-A.1.3 The CBB encourages insurance firms to go beyond the minimum requirements specified in this Module. Further guidance on international best practice in this regard is provided in Chapter PD-3. Amended: January 2007 ‹ PD-A.1.2 PD-A.1.4 ›