(a) Deep knowledge of market trends and developments in both the primary insurance and reinsurance markets. Familiarity with pricing cycles, capacity shifts, and industry disruptors (e.g., Insurtech, regulatory changes);

(b) A strong understanding of insurance and reinsurance markets, classes of business and products;

(c) In-depth knowledge of insurance and reinsurance products, including the ability to collaborate with product development teams to create innovative solutions tailored to client needs;

(d) A good understanding of regulatory environment;

(e) Comprehensive understanding of underwriting principles for various lines of business, such as life insurance, property and casualty (P&C) insurance, reinsurance, health insurance, and specialty insurance;

(f) Proficiency in developing and managing underwriting strategies that balance risk and profitability;

(g) Ability to oversee underwriting for complex risks, ensuring decisions align with the organisation’s risk appetite and long-term goals;

(h) Expertise in reviewing and enhancing existing products to ensure they are competitive and compliant with current regulations and market trends;

(i) Expertise in structuring and negotiating reinsurance treaties, including proportional, non-proportional, facultative, and treaty reinsurance;

(j) Familiarity with global reinsurance markets and the ability to assess the creditworthiness and risk profiles of reinsurance partners; and

(k) Knowledge of retrocession arrangements and understanding of how to transfer risk across multiple layers.