1. Bahrain Insurance & Reinsurance companies carrying on business in Bahrain.

2. The Vehicle Insurance Fund incorporated as per Legislative Decree No. 11 of 1982.

3. Branches of foreign insurance companies existing in Bahrain but having their registered principal offices outside Bahrain.

4. Any other insurance organisations existing in Bahrain whether taking the form of insurance groups, co-operative or mutual societies or such other organisation.

5. Exempt joint stock insurance companies and exempt joint stock reinsurance companies. However, the Minister for Commerce and Agriculture may by an order resolve to exempt such companies from certain provisions of this Law.

6. Representative offices of foreign insurance companies and organisations the principal offices of which are abroad and are specifically dealt with in Article 3 (3) of this law.