CA-3.2.21
The unsecured portion of any loan (other than a qualifying residential mortgage loan) that is past due for 90 days or more, net of specific provisions (including partial write-offs), must be risk-weighted as follows:
(a) 150% risk weight when specific provisions are less than 20% of the outstanding amount of the loan; and
(b) 100% risk weight when specific provisions are greater than 20% of the outstanding amount of the loan.
January 2015