‹ CA-B.1.2B CA-B.1.2D › CA-B.1.2C Where a conventional bank licensee has no subsidiaries as referred to in Paragraph CA-B.1.2A, then the consolidated CAR requirements of this Module apply to the conventional bank licensee on a stand-alone basis. January 2015 ‹ CA-B.1.2B CA-B.1.2D ›