List of Circulars
Licensing and Authorisation Requirements (LR)
Circular Ref Date of Issue Module Ref. Circular Subject 5/77 8 Mar 1977 LR B-1.1, LR 3.3 Permitted Business Transactions with Residents OG/16/90 10 Jan 1990 LR 2.3, LR 3.3 'no subject' OG/192/98 16 Jun 1998 LR 4 Financial Trust Regulation no reference Apr 1981 LR 5 Precious Metals and Commodities High Level Controls (HC)
Circular Ref Date of Issue Module Ref. Circular Subject EDBS/.../04
(Consultative Paper)24 Feb 2004 HC 1 High Level Controls Requirements for Banks—Enhancing Corporate Governance BC/23/99 8 Nov 1999 HC 1 'Enhancing Corporate Governance in Banking Organisations' BC/904/95 24 Jul 1995 HC 1.6 Notification to, and approval from the Agency for certain matters ODG/329/03 10 Sep 2003 HC 1.6 Corporate Governance Reporting BC/11/98 27 Jul 1998 HC 2 Terms and Definitions Applying to the Management of Banks and Financial Institutions BC/8/00 24 May 2000 HC 2 Controllers of, and holdings and transfers of significant ownership or controlling interests in, Agency licensees BC/13/99 15 Jun 1999 HC 3 Compliance, Risk Management and Internal Controls BMA/1287/94 6 Nov 1994 HC 4 Foreign Exchange, Securities and Other Dealers Business and Market Conduct (BC)
Circular Ref Date of Issue Module Ref. Circular Subject EDBC/73/96 1 May 1996 BC 1.1 Explanatory note on the promotion of Banking and Financial Products offered in/from Bahrain by Means of Incentives etc. BS.C7/91/442 10 Sep 1991 BC 1.1 Promotion of Banking Services 85/25 2 May 1985 BC 2 Code of Conduct for Foreign Exchange Dealers and Brokers 83/5 10 Apr 1983 BC 3 Disclosure of Information about Individual Accounts BC/14/98 2 Sep 1998 BC 4.1 Savings Accounts BS.C7/90/34 31 Jan 1990 BC 4.2 Dinar Certificates of Deposits EDBO/51/02 2 Apr 2002 BC 4.3 Charges to Customers BC/5/00 8 Mar 2000 BC 4.4 Accounts held for Clubs and Societies in Bahrain BS.D(111)/94/1507 24 Sep 1994 BC 4.5 Fees on Current Accounts BC/2/01 3 Mar 2001 BC 4.6 Brokerage Fees in Bahrain ODG/145/92 18 Aug 1992 BC 4.7 New or expanded products and facilities in the Retail Banking Field EDBO/46/03 8 Apr 2003 BC 4.8 Inheritance—Financial Procedures EDBO/27/96 25 Sep 1996 BC 5.1 Regulation Relating to a Penalty System for "Dishonoured Cheques" OG/399/94 28 Nov 1994 BC 5.2 Returned Cheques EDBO/49/01 6 May 2001 BC 5.3 Penalty Charges on Returned Cheques BC/8/98 24 May 1998 BC 6.1 Off-site ATMs EDBO/45/02 13 Mar 2002 BC 6.2 GCC ATM Network Charges Capital Adequacy (CA)
Circular Ref Date of Issue Module Ref. Circular Subject ODG/50/98 11 Sep 1998 CA 1 – CA 9 Market Risk Capital Regulations BC/07/02 26 Jun 2002 CA 1.4 Review of PIR by External Auditors OG/78/01 20 Feb 2001 CA 2.5 Monitoring of Capital Adequacy BC/01/98 10 Jan 1998 CA 2.5 Risk Asset Ratio Credit Risk Management (CM)
Circular Ref Date of Issue Module Ref. Circular Subject BC/117/95
(partial)1 Feb 1995 CM 1 – CM 2 Risk Management 2 OG/127/01 18 Mar 2001 CM 2.3 Developing a Sound Credit Culture BC/1/01
(partial)8 May 2001 CM 4.2 IAS 39 EDBC/1/95 26 Aug 1995 CM 4.3 Re: Provisioning Policies of Branches of Foreign Banks in Bahrain OGD/27/88 9 Feb 1988 CM 4.4 Provisions Against Country Debt BC/1/01
(partial)8 May 2001 CM 4.4 IAS 39 BC/12/01 26 Nov 2001 CM 5 The Monitoring and Control of Large Exposures of Banks Licensed by the Agency EDBC/128/96 4 Aug 1996 CM 6 Staff Loans OG/45/88 13 Mar 1988 CM 7.1 Write-Off—Credit Facility BC/7/01
(partial)23 Oct 2001 CM 7.1 Audited Financial Statement of Locally Incorporated Banks for the Year Ending 31 December 2001 and Subsequent Years. BC/8/01 22 Oct 2001 CM 7.1 Audited Financial Statement of Branches of Foreign Banks for the (partial) Year Ending 31 December 2001 and Subsequent Years. OG/50/92
(partial)4 Mar 1992 CM 8.1 – CM 8.2 Consumer Finance OG/73/02 17 Feb 2002 CM 8.1 – CM 8.2 Duty to Display Current Effective Rate of Interest BC/3/98 21 Feb 1998 CM B-2 Basel Committee on Banking Supervision Framework for the Evaluation of Internal Controls Systems Operational Risk Management (OM)
Circular Ref Date of Issue Module Ref. Circular Subject BS/9/03 14 Sep 2003 OM 1 Operational Risk Management ODG/162/03 21 May 2003 OM 2 Outsourcing BC/9/98 16 Jun 1998 OM 3 Electronic Money and Electronic Banking Activities BC/6/02 24 Jun 2002 OM 3 Risk Management Principles for Electronic Banking ODG/347/03 28 Sep 2003 OM 4.2 Succession Planning Financial Crimes (FC)
Circular Ref Date of Issue Module Ref. Circular Subject BC/17/97 10 Nov 1997 FC B-1 Money Laundering OG/308/89 14 Oct 1989 FC B-1 Money Laundering EDBC/6/01 14 Oct 2001 FC 1, FC 4 – FC 7 Re: Money Laundering Regulation BC/1/02 27 Jan 2002 FC 3 FATF Special Recommendations on Terrorism Financing BC/3/00 5 Mar 2000 FC 4.4 Re: Accounts for Charity Organisations OG/423/01 1 Oct 2001 FC 8 UN Security Council Resolution 1373 (2001) BMA Reporting Requirements (BR)
Circular Ref Date of Issue Module Ref. Circular Subject BC/7/01
(partial)23 Oct 2001 BR 1.1 Audited Financial Statement of Locally Incorporated Banks for the Year Ending 31 December 2001 and Subsequent Years. no reference
(partial)Apr 1981 BR 1.1 Precious Metals and Commodities BC/3/02 13 Mar 2002 BR 1.1 Additional Public Disclosure Requirements Amended Version – 2002 ODG/329/03 10 Sep 2003 BR 1.1 Corporate Governance Reporting BC/8/01
(partial)23 Oct 2001 BR 1.2 Audited Financial Statement of Branches of Foreign Banks for the Year Ending 31 December 2001 and Subsequent Years. EDBC/1/95 26 Aug 1995 BR 1.2 Re: Provisioning Policies of Branches of Foreign Banks in Bahrain BC/1/99
(partial)22 Feb 1999 BR 2.1 Enhancing Bank Transparency ODG/50/98
(partial)11 Sep 1998 BR 3.1, BR 5.2 BR Market Risk Capital Adequacy Regulations BC/07/02 26 Jun 2002 BR 3.1, BR 3.2 Review of PIR by External Auditors BC/06/00 26 Apr 2000 BR 3.1, BR 3.2 BMA—Prudential Returns BC/12/01
(partial)26 Nov 2001 BR 3.1, BR 5.1 The Monitoring and Control of Large Exposures of Banks Licensed by the Agency ER/118/98 2 Feb 1998 BR 3.3, BR 4.1 Revised Statistical Returns ER/247/98 22 Mar 1998 BR 3.3, BR 4.1 Revised Statistical Returns OG/89/88 30 Jun 1988 BR 4.2 Reserve Balances BMA/751/93
(partial)8 Jul 1993 BR 4.3 Directors' Interest in the Shares of, and the Unaudited Quarterly Financial Statements of, Locally Incorporated Banks Quoted on the Bahrain Stock Exchange. BC/904/95
(partial)24 Jul 1995 BR 5.1 Notification to, and approval from the Agency for certain matters BC/309/94 28 Mar 1994 BR 5.1 Management Personnel BMA/1287/94
(partial)6 Nov 1994 BR 5.1 Foreign Exchange, Securities and Other Dealers BC/13/99
(partial)15 Jun 1999 BR 5.1 Compliance, Risk Management and Internal Controls EDBC/6/01
(partial)14 Oct 2001 BR 5.1 Re: Money Laundering Regulation EDBC/73/96
(partial)1 May 1996 BR 5.1 Explanatory note on the promotion of Banking and Financial Products offered in/from Bahrain by Means of Incentives etc. BMA(4)/91/832 22 Oct 1991 BR 5.1. Specimen Signatures OG/45/88 13 Mar 1988 BR 5.2 Write-Off—Credit Facility ODG/145/92 18 Aug 1992 BR 5.3 New or expanded products and facilities in the Retail Banking Field BC/3/00 5 Mar 2000 BR 5.3 Re: Accounts for Charity Organisations BC/03/99 27 Feb 1999 Appendix New Prudential Information Returns Public Disclosure Requirements (PD)
Circular Ref Date of Issue Module Ref. Circular Subject EDBC/14/96 17 Jan 1996 PDB-2 Public Disclosure of the Trading and Derivatives Activities of Banks and Securities Firms BC/2/99 21 Feb 1999 PD 1.3, PD 3.2 Public Disclosure BC/3/02 13 Mar 2002 PD 1.3 Additional Public Disclosure Requirements Amended Version – 2002 no reference
(partial)Apr 1981 PD 1.5 Precious Metals and Commodities BMA/751/93 8 Jul 1993 PD 1.1, PD 1.3, PD 1.4, PD 3.2 Directors' Interest in the Shares of, and the Unaudited Quarterly Financial Statements of, Locally Incorporated Banks Quoted on the Bahrain Stock Exchange. EDBC/782/93 17 Jul 1993 PD 1.1 The Interests of Directors, Chief Executive and Senior Managers in the Shares of Locally Incorporated Banks Quoted on the Bahrain Stock Exchange. BC/1/99 22 Feb 1999 PD 2.2 Enhancing Bank Transparency OG/73/02 17 Feb 2002 PD 4.2 Duty to Display Current Effective Rate of Interest OG/50/92 4 Mar 1992 PD 4.2 Consumer Finance OG/107/01 3 Mar 2001 PD 4.3 Disclosure of BD Interest Rates OG/425/94 21 Dec 1994 PD 4.4 Deposit Protection OG/423/93 28 Nov 1993 PD 4.4 Deposit Protection Scheme (the "Scheme")
