‹ Appendix CM 1: Sovereign Debt Provisioning Matrix Appendix CM 3: Credit Reference Bureau Code of Best Practice › Appendix CM 2: Code of Best Practice on Consumer Credit and Charging Past version: Effective from 01 Apr 2008 to 30 Sep 2012 To view other versions open the versions tab on the right Please download the Form in PDF format. ‹ Appendix CM 1: Sovereign Debt Provisioning Matrix Appendix CM 3: Credit Reference Bureau Code of Best Practice ›