‹ Appendix CM 2: Code of Best Practice on Consumer Credit and Charging Appendix CM-4: Regulation in respect of Close-Out Netting under a Market Contract › Appendix CM 3: Credit Reference Bureau Code of Best Practice Please download the Form in PDF format (Arabic). ‹ Appendix CM 2: Code of Best Practice on Consumer Credit and Charging Appendix CM-4: Regulation in respect of Close-Out Netting under a Market Contract ›